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BEGIN:VEVENT
DTSTART;TZID=UTC:20260512T181500
DTEND;TZID=UTC:20260512T210000
DTSTAMP:20260525T034302
CREATED:20260330T190834Z
LAST-MODIFIED:20260330T204949Z
UID:10000212-1778609700-1778619600@www.brightlakewealth.com
SUMMARY:De-Risk Your Retirement Dinner Seminar - REDDING\, CA
DESCRIPTION:Ahhhh\, taxes — a necessary evil in our American lives. They pay for roads\, safety and a whole host of other community-related services. We enjoy the benefits our taxes pay for but loathe the idea of paying more than our fair share. Taxes leave our pockets with that less-than-full feeling after Uncle Sam takes his cut. Taxes follow you even into retirement. Those retirement accounts you’ve started drawing from\, Social Security benefits you’re receiving and other income from accounts designed to support your lifestyle in retirement may be taxable. \nFor most of your working life\, you’ve been in an accumulation phase — gathering and growing assets to be used to support you in your later years. During retirement\, however\, you move to a different mindset as you transition into a distribution phase. Planning for the distribution phase includes a shift in perspective as you work toward preserving the assets you spent so many years building. \nOne of the keys to preserving your assets is to develop an appropriate distribution strategy\, one that accounts for many things — including the taxes you’ll owe in retirement — and answers key questions: When should I start taking income from my accounts? Which accounts should I take the income from? A distribution strategy is designed to create a plan for optimizing your tax liability and your income — and maintaining that income for as long as you will need it. \nEven if you’ve already entered retirement\, you can still benefit from distribution planning and potential repositioning of assets to help ensure your strategy is as tax efficient as possible. While distribution planning would start before retirement in an ideal world\, people who have already entered retirement can also greatly benefit from building a\ndistribution strategy to potentially pay less in future taxes. But where do you begin? \nWhat steps do you need to take today to help ensure financial confidence\ntomorrow? An experienced financial professional can help you develop a tax-efficient approach designed to preserve your retirement assets\, whether you’re already retired or you plan to work 10 more years.
URL:https://www.brightlakewealth.com/workshop/de-risk-your-retirement-dinner-seminar-redding-ca-2/
LOCATION:Sheraton Ballroom\, 820 Sundial Bridge Drive\, Redding\, CA\, 96001\, United States
CATEGORIES:De-Risk Your Retirement with Layton Paloutzian
ATTACH;FMTTYPE=image/jpeg:https://www.brightlakewealth.com/wp-content/uploads/2025/12/Layton-Headshot-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260430T130000
DTEND;TZID=UTC:20260430T143000
DTSTAMP:20260525T034302
CREATED:20260319T180902Z
LAST-MODIFIED:20260319T180902Z
UID:10000209-1777554000-1777559400@www.brightlakewealth.com
SUMMARY:Wills\, Trusts\, & Estate Planning - FOLSOM\, CA
DESCRIPTION:WHAT YOU NEED TO KNOW ABOUT “WILL AWARENESS” IN 2026 \nIf you’re among the people who are on the fence about a will\, the best way to make smart decisions for your situation is to be armed with the facts.  \nDid you know?  \n\n64% of Americans say having a will is important\, fewer than 32% have one. \n\n\nOnly 43% of those age 55 or older have a will or living trust. \n\n\n43% of U.S. adults blame procrastination as the most common barrier to estate planning. \n\nWe will discuss how to create a solid life after work plan and spouses are encouraged to attend! These important topics will be addressed:  \n\nDo I need a Will? Trust? Powers of Attorney? \n\n\nHow can I avoid the cost and delays of PROBATE? \n\n\nHow can I reduce Estate Taxes and leave more money to my loved ones? \n\n\nHow can I protect my assets from the devastation of Nursing Home Costs? \n\n\nHow will you keep your heirs from frivolously spending his/her inheritance? \n\n\nWho gets your home\, who inherits all of your bank accounts\, who will get your assets? \n\n\nCan you avoid family arguments over your belongings and keepsakes? \n\n\nHow can I create Tax-Free Income at retirement? \n\nWe will be discussing:  \n\nDo’s and Don’ts for transferring your assets (including your home or farm to your children) \n\n\nThe benefits of avoiding probate for your family \n\n\nProtection from unexpected nursing home costs without nursing home insurance \n\n\nHow to reduce or eliminate many forms of taxation \n\n\nThe importance of having the right legal documents at the right time \n\nIf there’s a common unaddressed problem in the financial plans of many adults of all income levels\, its what to do about their assets when they’re gone. 50% of all Americans will die without a will and 76% of Americans do not have an up-to-date will. We hope to see you there! 
URL:https://www.brightlakewealth.com/workshop/wills-trusts-estate-planning-folsom-ca-2/
LOCATION:Folsom Community Center\, 52 Natoma St\,\, Folsom\, CA\, 95630\, United States
CATEGORIES:Estate Planning with James thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-3-681da25c754f4.webp
ORGANIZER;CN="James Thatcher":MAILTO:hello@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260428T183000
DTEND;TZID=UTC:20260428T203000
DTSTAMP:20260525T034302
CREATED:20260319T181225Z
LAST-MODIFIED:20260319T181225Z
UID:10000210-1777401000-1777408200@www.brightlakewealth.com
SUMMARY:De-Risk Your Retirement Dinner Seminar - GRANITE BAY\, CA
DESCRIPTION:Ahhhh\, taxes — a necessary evil in our American lives. They pay for roads\, safety and a whole host of other community-related services. We enjoy the benefits our taxes pay for but loathe the idea of paying more than our fair share. Taxes leave our pockets with that less-than-full feeling after Uncle Sam takes his cut. Taxes follow you even into retirement. Those retirement accounts you’ve started drawing from\, Social Security benefits you’re receiving and other income from accounts designed to support your lifestyle in retirement may be taxable. \nFor most of your working life\, you’ve been in an accumulation phase — gathering and growing assets to be used to support you in your later years. During retirement\, however\, you move to a different mindset as you transition into a distribution phase. Planning for the distribution phase includes a shift in perspective as you work toward preserving the assets you spent so many years building. \nOne of the keys to preserving your assets is to develop an appropriate distribution strategy\, one that accounts for many things — including the taxes you’ll owe in retirement — and answers key questions: When should I start taking income from my accounts? Which accounts should I take the income from? A distribution strategy is designed to create a plan for optimizing your tax liability and your income — and maintaining that income for as long as you will need it. \nEven if you’ve already entered retirement\, you can still benefit from distribution planning and potential repositioning of assets to help ensure your strategy is as tax efficient as possible. While distribution planning would start before retirement in an ideal world\, people who have already entered retirement can also greatly benefit from building a\ndistribution strategy to potentially pay less in future taxes. But where do you begin? \nWhat steps do you need to take today to help ensure financial confidence\ntomorrow? An experienced financial professional can help you develop a tax-efficient approach designed to preserve your retirement assets\, whether you’re already retired or you plan to work 10 more years.
URL:https://www.brightlakewealth.com/workshop/de-risk-your-retirement-dinner-seminar-granite-bay-ca-3/
LOCATION:Granite Bay Golf Club\, 9600 Golf Club Dr\,\, Granite Bay\, CA\, 95746\, United States
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-681da25dacf80.webp
ORGANIZER;CN="Jacob Thatcher":MAILTO:jacob@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260428T180000
DTEND;TZID=UTC:20260428T193000
DTSTAMP:20260525T034302
CREATED:20260319T180706Z
LAST-MODIFIED:20260319T180706Z
UID:10000208-1777399200-1777404600@www.brightlakewealth.com
SUMMARY:Wills\, Trusts\, & Estate Planning - FOLSOM\, CA
DESCRIPTION:WHAT YOU NEED TO KNOW ABOUT “WILL AWARENESS” IN 2026 \nIf you’re among the people who are on the fence about a will\, the best way to make smart decisions for your situation is to be armed with the facts.  \nDid you know?  \n\n64% of Americans say having a will is important\, fewer than 32% have one. \n\n\nOnly 43% of those age 55 or older have a will or living trust. \n\n\n43% of U.S. adults blame procrastination as the most common barrier to estate planning. \n\nWe will discuss how to create a solid life after work plan and spouses are encouraged to attend! These important topics will be addressed:  \n\nDo I need a Will? Trust? Powers of Attorney? \n\n\nHow can I avoid the cost and delays of PROBATE? \n\n\nHow can I reduce Estate Taxes and leave more money to my loved ones? \n\n\nHow can I protect my assets from the devastation of Nursing Home Costs? \n\n\nHow will you keep your heirs from frivolously spending his/her inheritance? \n\n\nWho gets your home\, who inherits all of your bank accounts\, who will get your assets? \n\n\nCan you avoid family arguments over your belongings and keepsakes? \n\n\nHow can I create Tax-Free Income at retirement? \n\nWe will be discussing:  \n\nDo’s and Don’ts for transferring your assets (including your home or farm to your children) \n\n\nThe benefits of avoiding probate for your family \n\n\nProtection from unexpected nursing home costs without nursing home insurance \n\n\nHow to reduce or eliminate many forms of taxation \n\n\nThe importance of having the right legal documents at the right time \n\nIf there’s a common unaddressed problem in the financial plans of many adults of all income levels\, its what to do about their assets when they’re gone. 50% of all Americans will die without a will and 76% of Americans do not have an up-to-date will. We hope to see you there! 
URL:https://www.brightlakewealth.com/workshop/wills-trusts-estate-planning-folsom-ca/
LOCATION:Folsom Community Center\, 52 Natoma St\,\, Folsom\, CA\, 95630\, United States
CATEGORIES:Estate Planning with James thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-3-681da25c754f4.webp
ORGANIZER;CN="James Thatcher":MAILTO:hello@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260423T130000
DTEND;TZID=UTC:20260423T143000
DTSTAMP:20260525T034302
CREATED:20260319T180434Z
LAST-MODIFIED:20260319T180434Z
UID:10000207-1776949200-1776954600@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - CITRUS HEIGHTS\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-citrus-heights-ca-2/
LOCATION:Citrus Heights Community Center\, 6300 Fountain Square Dr\, Citrus Heights\, CA\, 95621\, United States
CATEGORIES:Social Security with Jacob Thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-3-681da25c754f4.webp
ORGANIZER;CN="James Thatcher":MAILTO:hello@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260421T180000
DTEND;TZID=UTC:20260421T193000
DTSTAMP:20260525T034302
CREATED:20260319T172311Z
LAST-MODIFIED:20260319T172311Z
UID:10000206-1776794400-1776799800@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - CITRUS HEIGHTS\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-citrus-heights-ca/
LOCATION:Citrus Heights Community Center\, 6300 Fountain Square Dr\, Citrus Heights\, CA\, 95621\, United States
CATEGORIES:Social Security with Jacob Thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-681da25dacf80.webp
ORGANIZER;CN="Jacob Thatcher":MAILTO:jacob@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260421T170000
DTEND;TZID=UTC:20260421T183000
DTSTAMP:20260525T034302
CREATED:20260330T190634Z
LAST-MODIFIED:20260330T190634Z
UID:10000211-1776790800-1776796200@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - REDDING\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-redding-ca-4/
LOCATION:Redding Library\, 1100 Parkview Ave\, Redding\, CA\, 96001\, United States
CATEGORIES:Social Security with Layton Paloutzian
ATTACH;FMTTYPE=image/jpeg:https://www.brightlakewealth.com/wp-content/uploads/2025/08/Layton-Headshot-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260414T180000
DTEND;TZID=UTC:20260414T193000
DTSTAMP:20260525T034302
CREATED:20260319T171931Z
LAST-MODIFIED:20260319T171931Z
UID:10000205-1776189600-1776195000@www.brightlakewealth.com
SUMMARY:Wills\, Trusts\, & Estate Planning - ROCKLIN\, CA
DESCRIPTION:WHAT YOU NEED TO KNOW ABOUT “WILL AWARENESS” IN 2026 \nIf you’re among the people who are on the fence about a will\, the best way to make smart decisions for your situation is to be armed with the facts.  \nDid you know?  \n\n64% of Americans say having a will is important\, fewer than 32% have one. \n\n\nOnly 43% of those age 55 or older have a will or living trust. \n\n\n43% of U.S. adults blame procrastination as the most common barrier to estate planning. \n\nJoin us for this complimentary informational seminar at Jessup University in Rocklin\, CA. We will discuss how to create a solid life after work plan and spouses are encouraged to attend!  \nThese important topics will be addressed:  \n\nDo I need a Will? Trust? Powers of Attorney? \n\n\nHow can I avoid the cost and delays of PROBATE? \n\n\nHow can I reduce Estate Taxes and leave more money to my loved ones? \n\n\nHow can I protect my assets from the devastation of Nursing Home Costs? \n\n\nHow will you keep your heirs from frivolously spending his/her inheritance? \n\n\nWho gets your home\, who inherits all of your bank accounts\, who will get your assets? \n\n\nCan you avoid family arguments over your belongings and keepsakes? \n\n\nHow can I create Tax-Free Income at retirement? \n\nWe will be discussing:  \n\nDo’s and Don’ts for transferring your assets (including your home or farm to your children) \n\n\nThe benefits of avoiding probate for your family \n\n\nProtection from unexpected nursing home costs without nursing home insurance \n\n\nHow to reduce or eliminate many forms of taxation \n\n\nThe importance of having the right legal documents at the right time \n\nIf there’s a common unaddressed problem in the financial plans of many adults of all income levels\, its what to do about their assets when they’re gone. 50% of all Americans will die without a will and 76% of Americans do not have an up-to-date will. We hope to see you there! 
URL:https://www.brightlakewealth.com/workshop/wills-trusts-estate-planning-rocklin-ca-2/
LOCATION:William Jessup – Rocklin\, 2121 University Ave\,\, Rocklin\, 95765\, United States
CATEGORIES:Estate Planning with James thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-3-681da25c754f4.webp
ORGANIZER;CN="James Thatcher":MAILTO:hello@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260413T180000
DTEND;TZID=UTC:20260413T193000
DTSTAMP:20260525T034302
CREATED:20260319T171823Z
LAST-MODIFIED:20260319T171823Z
UID:10000204-1776103200-1776108600@www.brightlakewealth.com
SUMMARY:Wills\, Trusts\, & Estate Planning - ROCKLIN\, CA
DESCRIPTION:WHAT YOU NEED TO KNOW ABOUT “WILL AWARENESS” IN 2026 \nIf you’re among the people who are on the fence about a will\, the best way to make smart decisions for your situation is to be armed with the facts.  \nDid you know?  \n\n64% of Americans say having a will is important\, fewer than 32% have one. \n\n\nOnly 43% of those age 55 or older have a will or living trust. \n\n\n43% of U.S. adults blame procrastination as the most common barrier to estate planning. \n\nJoin us for this complimentary informational seminar at Jessup University in Rocklin\, CA. We will discuss how to create a solid life after work plan and spouses are encouraged to attend!  \nThese important topics will be addressed:  \n\nDo I need a Will? Trust? Powers of Attorney? \n\n\nHow can I avoid the cost and delays of PROBATE? \n\n\nHow can I reduce Estate Taxes and leave more money to my loved ones? \n\n\nHow can I protect my assets from the devastation of Nursing Home Costs? \n\n\nHow will you keep your heirs from frivolously spending his/her inheritance? \n\n\nWho gets your home\, who inherits all of your bank accounts\, who will get your assets? \n\n\nCan you avoid family arguments over your belongings and keepsakes? \n\n\nHow can I create Tax-Free Income at retirement? \n\nWe will be discussing:  \n\nDo’s and Don’ts for transferring your assets (including your home or farm to your children) \n\n\nThe benefits of avoiding probate for your family \n\n\nProtection from unexpected nursing home costs without nursing home insurance \n\n\nHow to reduce or eliminate many forms of taxation \n\n\nThe importance of having the right legal documents at the right time \n\nIf there’s a common unaddressed problem in the financial plans of many adults of all income levels\, its what to do about their assets when they’re gone. 50% of all Americans will die without a will and 76% of Americans do not have an up-to-date will. We hope to see you there! 
URL:https://www.brightlakewealth.com/workshop/wills-trusts-estate-planning-rocklin-ca/
LOCATION:William Jessup – Rocklin\, 2121 University Ave\,\, Rocklin\, 95765\, United States
CATEGORIES:Estate Planning with James thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-3-681da25c754f4.webp
ORGANIZER;CN="James Thatcher":MAILTO:hello@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260409T130000
DTEND;TZID=UTC:20260409T143000
DTSTAMP:20260525T034302
CREATED:20260319T171454Z
LAST-MODIFIED:20260319T171454Z
UID:10000203-1775739600-1775745000@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - GRANITE BAY\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-granite-bay-ca-2/
LOCATION:Granite Bay Library\, 6475 Douglas Blvd\, Granite Bay\, CA\, 95746\, United States
CATEGORIES:Social Security with James Thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-3-681da25c754f4.webp
ORGANIZER;CN="James Thatcher":MAILTO:hello@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260407T180000
DTEND;TZID=UTC:20260407T193000
DTSTAMP:20260525T034302
CREATED:20260319T171357Z
LAST-MODIFIED:20260319T171357Z
UID:10000202-1775584800-1775590200@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - GRANITE BAY\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-granite-bay-ca/
LOCATION:Granite Bay Library\, 6475 Douglas Blvd\, Granite Bay\, CA\, 95746\, United States
CATEGORIES:Social Security with James Thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-3-681da25c754f4.webp
ORGANIZER;CN="James Thatcher":MAILTO:hello@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260402T130000
DTEND;TZID=UTC:20260402T143000
DTSTAMP:20260525T034302
CREATED:20251219T183859Z
LAST-MODIFIED:20251219T183859Z
UID:10000172-1775134800-1775140200@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - REDDING\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-redding-ca-7/
LOCATION:Shasta College\, 11555 Old Oregon Trail\, Redding\, CA\, 96049-6006\, United States
CATEGORIES:Social Security with Layton Paloutzian
ATTACH;FMTTYPE=image/jpeg:https://www.brightlakewealth.com/wp-content/uploads/2025/08/Layton-Headshot-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260331T180000
DTEND;TZID=UTC:20260331T193000
DTSTAMP:20260525T034302
CREATED:20251219T232324Z
LAST-MODIFIED:20251219T232324Z
UID:10000197-1774980000-1774985400@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - FOLSOM\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-folsom-ca-5/
LOCATION:Folsom Community Center\, 52 Natoma St\,\, Folsom\, CA\, 95630\, United States
CATEGORIES:Social Security with Jacob Thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-681da25dacf80.webp
ORGANIZER;CN="Jacob Thatcher":MAILTO:jacob@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260331T130000
DTEND;TZID=UTC:20260331T143000
DTSTAMP:20260525T034302
CREATED:20251219T183653Z
LAST-MODIFIED:20251219T183653Z
UID:10000171-1774962000-1774967400@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - REDDING\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-redding-ca-6/
LOCATION:Shasta College\, 11555 Old Oregon Trail\, Redding\, CA\, 96049-6006\, United States
CATEGORIES:Social Security with Layton Paloutzian
ATTACH;FMTTYPE=image/jpeg:https://www.brightlakewealth.com/wp-content/uploads/2025/08/Layton-Headshot-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260330T180000
DTEND;TZID=UTC:20260330T193000
DTSTAMP:20260525T034302
CREATED:20251219T232452Z
LAST-MODIFIED:20251219T232452Z
UID:10000198-1774893600-1774899000@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - FOLSOM\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-folsom-ca-6/
LOCATION:Folsom Community Center\, 52 Natoma St\,\, Folsom\, CA\, 95630\, United States
CATEGORIES:Social Security with James Thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-3-681da25c754f4.webp
ORGANIZER;CN="James Thatcher":MAILTO:hello@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260326T183000
DTEND;TZID=UTC:20260326T203000
DTSTAMP:20260525T034302
CREATED:20260319T165059Z
LAST-MODIFIED:20260319T165213Z
UID:10000201-1774549800-1774557000@www.brightlakewealth.com
SUMMARY:Taxes Dinner Seminar - SACRAMENTO\, CA
DESCRIPTION:Ahhhh\, taxes — a necessary evil in our American lives. They pay for roads\, safety and a whole host of other community-related services. We enjoy the benefits our taxes pay for but loathe the idea of paying more than our fair share. Taxes leave our pockets with that less-than-full feeling after Uncle Sam takes his cut. Taxes follow you even into retirement. Those retirement accounts you’ve started drawing from\, Social Security benefits you’re receiving and other income from accounts designed to support your lifestyle in retirement may be taxable. \nFor most of your working life\, you’ve been in an accumulation phase — gathering and growing assets to be used to support you in your later years. During retirement\, however\, you move to a different mindset as you transition into a distribution phase. Planning for the distribution phase includes a shift in perspective as you work toward preserving the assets you spent so many years building. \nOne of the keys to preserving your assets is to develop an appropriate distribution strategy\, one that accounts for many things — including the taxes you’ll owe in retirement — and answers key questions: When should I start taking income from my accounts? Which accounts should I take the income from? A distribution strategy is designed to create a plan for optimizing your tax liability and your income — and maintaining that income for as long as you will need it. \nEven if you’ve already entered retirement\, you can still benefit from distribution planning and potential repositioning of assets to help ensure your strategy is as tax efficient as possible. While distribution planning would start before retirement in an ideal world\, people who have already entered retirement can also greatly benefit from building a\ndistribution strategy to potentially pay less in future taxes. But where do you begin? \nWhat steps do you need to take today to help ensure financial confidence\ntomorrow? An experienced financial professional can help you develop a tax-efficient approach designed to preserve your retirement assets\, whether you’re already retired or you plan to work 10 more years.
URL:https://www.brightlakewealth.com/workshop/taxes-dinner-seminar-sacramento-ca/
LOCATION:Del Paso Country Club\, 3333 Marconi Ave\, Sacramento\, CA\, 95821\, United States
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-3-681da25c754f4.webp
ORGANIZER;CN="James Thatcher":MAILTO:hello@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260324T180000
DTEND;TZID=UTC:20260324T193000
DTSTAMP:20260525T034302
CREATED:20251219T232006Z
LAST-MODIFIED:20251219T232006Z
UID:10000196-1774375200-1774380600@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - ROCKLIN\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-rocklin-ca-5/
LOCATION:Rocklin Public Library\, 4890 Granite Dr\, Rocklin\, 95677\, United States
CATEGORIES:Social Security with Jacob Thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-681da25dacf80.webp
ORGANIZER;CN="Jacob Thatcher":MAILTO:jacob@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260310T180000
DTEND;TZID=UTC:20260310T193000
DTSTAMP:20260525T034302
CREATED:20251219T231130Z
LAST-MODIFIED:20251219T231130Z
UID:10000195-1773165600-1773171000@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - ORANGEVALE\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-orangevale-ca-2/
LOCATION:Orangevale Community Center\, 6826 Hazel Ave\, Orangevale\, 95662\, United States
CATEGORIES:Social Security with Jacob Thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-681da25dacf80.webp
ORGANIZER;CN="Jacob Thatcher":MAILTO:jacob@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260310T180000
DTEND;TZID=UTC:20260310T193000
DTSTAMP:20260525T034302
CREATED:20251217T221131Z
LAST-MODIFIED:20251217T221131Z
UID:10000168-1773165600-1773171000@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - REDDING\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-redding-ca-3/
LOCATION:Gaia Hotel\, 4125 Riverside Pl\, Anderson\, 96007\, United States
CATEGORIES:Social Security with Layton Paloutzian
ATTACH;FMTTYPE=image/jpeg:https://www.brightlakewealth.com/wp-content/uploads/2025/08/Layton-Headshot-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260309T180000
DTEND;TZID=UTC:20260309T193000
DTSTAMP:20260525T034302
CREATED:20251219T230848Z
LAST-MODIFIED:20251219T230848Z
UID:10000194-1773079200-1773084600@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - ORANGEVALE\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-orangevale-ca/
LOCATION:Orangevale Community Center\, 6826 Hazel Ave\, Orangevale\, 95662\, United States
CATEGORIES:Social Security with James Thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-3-681da25c754f4.webp
ORGANIZER;CN="James Thatcher":MAILTO:hello@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260305T130000
DTEND;TZID=UTC:20260305T143000
DTSTAMP:20260525T034302
CREATED:20251219T225355Z
LAST-MODIFIED:20251219T225355Z
UID:10000193-1772715600-1772721000@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - ROCKLIN\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-rocklin-ca-4/
LOCATION:William Jessup – Rocklin\, 2121 University Ave\,\, Rocklin\, 95765\, United States
CATEGORIES:Social Security with Jacob Thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-681da25dacf80.webp
ORGANIZER;CN="Jacob Thatcher":MAILTO:jacob@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260303T180000
DTEND;TZID=UTC:20260303T200000
DTSTAMP:20260525T034302
CREATED:20251219T192012Z
LAST-MODIFIED:20251219T192012Z
UID:10000179-1772560800-1772568000@www.brightlakewealth.com
SUMMARY:Taxes Dinner Seminar - MEDFORD\, OR
DESCRIPTION:Ahhhh\, taxes — a necessary evil in our American lives. They pay for roads\, safety and a whole host of other community-related services. We enjoy the benefits our taxes pay for but loathe the idea of paying more than our fair share. Taxes leave our pockets with that less-than-full feeling after Uncle Sam takes his cut. Taxes follow you even into retirement. Those retirement accounts you’ve started drawing from\, Social Security benefits you’re receiving and other income from accounts designed to support your lifestyle in retirement may be taxable. \nFor most of your working life\, you’ve been in an accumulation phase — gathering and growing assets to be used to support you in your later years. During retirement\, however\, you move to a different mindset as you transition into a distribution phase. Planning for the distribution phase includes a shift in perspective as you work toward preserving the assets you spent so many years building. \nOne of the keys to preserving your assets is to develop an appropriate distribution strategy\, one that accounts for many things — including the taxes you’ll owe in retirement — and answers key questions: When should I start taking income from my accounts? Which accounts should I take the income from? A distribution strategy is designed to create a plan for optimizing your tax liability and your income — and maintaining that income for as long as you will need it. \nEven if you’ve already entered retirement\, you can still benefit from distribution planning and potential repositioning of assets to help ensure your strategy is as tax efficient as possible. While distribution planning would start before retirement in an ideal world\, people who have already entered retirement can also greatly benefit from building a\ndistribution strategy to potentially pay less in future taxes. But where do you begin? \nWhat steps do you need to take today to help ensure financial confidence\ntomorrow? An experienced financial professional can help you develop a tax-efficient approach designed to preserve your retirement assets\, whether you’re already retired or you plan to work 10 more years.
URL:https://www.brightlakewealth.com/workshop/taxes-dinner-seminar-medford-or/
LOCATION:Rogue Valley Country Club\, 2660 Hillcrest Rd\, Medford\, OR\, 97504\, United States
ATTACH;FMTTYPE=image/jpeg:https://www.brightlakewealth.com/wp-content/uploads/2025/12/Layton-Headshot-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260303T180000
DTEND;TZID=UTC:20260303T193000
DTSTAMP:20260525T034302
CREATED:20251219T224901Z
LAST-MODIFIED:20251219T224901Z
UID:10000192-1772560800-1772566200@www.brightlakewealth.com
SUMMARY:Social Security and Market Volatility - ROCKLIN\, CA
DESCRIPTION:Get professional guidance on potentially maximizing your Social Security\, reducing the taxation of your retirement income (including from Social Security and retirement accounts)\, and strategies that may position yourself for better returns with the current market volatility and inflation.  \nIt is important to understand how to harvest your investments and collect retirement income in the most tax efficient manner because you may potentially save thousands of dollars.  \nAttend This Workshop and Learn:  \n➢ When to claim your social security benefits to receive the highest income  \n➢ Financial strategies that could increase your retirement income and last a lifetime  \n➢ How to deal with the current market volatility and inflation  \n➢ Ways to potentially structure your retirement savings so you may worry less about running out of money  \n➢ Common misconceptions about retirement planning  \n➢ Tools and methods available to retirees to help develop a retirement tax strategy 
URL:https://www.brightlakewealth.com/workshop/social-security-and-market-volatility-rocklin-ca-3/
LOCATION:William Jessup – Rocklin\, 2121 University Ave\,\, Rocklin\, 95765\, United States
CATEGORIES:Social Security with James Thatcher
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-3-681da25c754f4.webp
ORGANIZER;CN="James Thatcher":MAILTO:hello@brightlakewealth.com
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20260226T183000
DTEND;TZID=UTC:20260226T203000
DTSTAMP:20260525T034302
CREATED:20260116T164735Z
LAST-MODIFIED:20260116T164735Z
UID:10000200-1772130600-1772137800@www.brightlakewealth.com
SUMMARY:De-Risk Your Retirement Dinner Seminar - GRANITE BAY\, CA
DESCRIPTION:Ahhhh\, taxes — a necessary evil in our American lives. They pay for roads\, safety and a whole host of other community-related services. We enjoy the benefits our taxes pay for but loathe the idea of paying more than our fair share. Taxes leave our pockets with that less-than-full feeling after Uncle Sam takes his cut. Taxes follow you even into retirement. Those retirement accounts you’ve started drawing from\, Social Security benefits you’re receiving and other income from accounts designed to support your lifestyle in retirement may be taxable. \nFor most of your working life\, you’ve been in an accumulation phase — gathering and growing assets to be used to support you in your later years. During retirement\, however\, you move to a different mindset as you transition into a distribution phase. Planning for the distribution phase includes a shift in perspective as you work toward preserving the assets you spent so many years building. \nOne of the keys to preserving your assets is to develop an appropriate distribution strategy\, one that accounts for many things — including the taxes you’ll owe in retirement — and answers key questions: When should I start taking income from my accounts? Which accounts should I take the income from? A distribution strategy is designed to create a plan for optimizing your tax liability and your income — and maintaining that income for as long as you will need it. \nEven if you’ve already entered retirement\, you can still benefit from distribution planning and potential repositioning of assets to help ensure your strategy is as tax efficient as possible. While distribution planning would start before retirement in an ideal world\, people who have already entered retirement can also greatly benefit from building a\ndistribution strategy to potentially pay less in future taxes. But where do you begin? \nWhat steps do you need to take today to help ensure financial confidence\ntomorrow? An experienced financial professional can help you develop a tax-efficient approach designed to preserve your retirement assets\, whether you’re already retired or you plan to work 10 more years.
URL:https://www.brightlakewealth.com/workshop/de-risk-your-retirement-dinner-seminar-granite-bay-ca-2/
LOCATION:Granite Bay Golf Club\, 9600 Golf Club Dr\,\, Granite Bay\, CA\, 95746\, United States
ATTACH;FMTTYPE=image/webp:https://www.brightlakewealth.com/wp-content/uploads/2023/07/team-681da25dacf80.webp
ORGANIZER;CN="Jacob Thatcher":MAILTO:jacob@brightlakewealth.com
END:VEVENT
END:VCALENDAR